Richard Gardiner

Richard is Head of our corporate recovery and debt solutions department. He manages a large team of managers and support staff who offer the complete spectrum of personal and business debt solutions available under Scottish legislation. He is a licensed Insolvency Practitioner.

Richard is a specialist in all areas of debt resolution and regularly delivers presentations on the subject. As well as offering advice on all debt options for individuals (including the Scottish Government’s Debt Arrangement Scheme – DAS), he has considerable experience in both corporate recovery and corporate insolvency.

His experience includes –

Judicial factories

Miners’ welfare clubs

Handling complex property portfolios

Successful implementation of CVAs

Business DAS